The routing number for all Ally banking and checking accounts is: 1240953116. Breaking it down by the bank, the first four numbers pertain to your local Reserve Bank. The second four numbers are for your bank alone. The third number is unique to your bank alone. Those are all the information pertaining to a particular bank account.
When you move to a new address, sometimes your old address is not where you want to be and you need to get a routing number to transfer funds from an old bank account to an ally bank account. This can happen when you move or you have a baby or move. You may have had the same bank for years but now have to start afresh. It is important to remember that an old routing number won't have any effect on your ability to deposit money. If you move and no longer have access to your account, contact your financial institution.
There are many reasons you might want to look up your bank routing number. Maybe you want to make deposits or take payments from other financial institutions. Perhaps you have questions about which transfers you need to make. Perhaps you are suspicious about whether your spouse is charging your account with his/her own bank card. Knowing what the routing numbers for your bank tell you is helpful for both parties.
Allied Bank Routing Number and Domestic Wire Transfers
An important question to ask is whether or not you should be using your domestic wire transfers instead of ally bank routing numbers. Many people make the mistake of thinking that international wire transfers are considered domestic wire transfers. The bottom line is that international wire transfers are considered foreign if the transaction involves funds coming from a foreign country and then coming into the United States.
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You should also ask if it is important for you to change your banks if you move. If you open a new account in a different state and move to the same state, some people think that it is okay to use their original routing numbers. But in most cases, banks require that you change your bank routing numbers and your account numbers at least every 12 months. Why? To protect against fraud.
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It might be helpful to check the privacy policy for your online bank at any time. Some online accounts do not allow you to change your banking routing numbers, but they may let you make changes to password protections, online account numbers, email notifications and more. So, while you're shopping around for an online bank that will let you make the changes you need, check the privacy policy to be sure that you'll be allowed to do so.
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Most banks require that you notify them of any changes you make to your routing or wiring systems, so it's helpful to look into that before you start making changes to your online banking. Certain kinds of transfers are easier than others to notify your bank about-whether it's a wire transfer from a savings account to a checking account, or a debit card or credit card purchase to a credit card account. Usually you can just call your bank to find out what their preferred method of notification is.
Finally, if you're part of a homeowner's insurance program, it's helpful to find out whether your home owner's insurance will cover direct deposit and domestic wire transfers to an Allied Bank. Many times, it's going to be only a portion of the cost that you'll incur when sending money through these transfers. So, make sure that you're not paying more than you need to for this service. If you're not sure, find out from your insurance provider. Otherwise, you could end up having to pay for something you didn't expect.
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